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Foreign electronic wallets. Electronic payment systems. Review of the Yandex.Money payment system

Online wallet is a system that allows you to store funds electronically and carry out any payment transactions using such a wallet.

In general, the concept of an electronic wallet is just beginning to gain popularity.

Types of electronic wallets

Nowadays, there are quite a lot of such electronic wallets, all of them are in great demand.

Webmoney

This e-wallet was created in the late 90s. The symbol of this system is the ant. Using it, you can make both payment transactions and transfers to current accounts or bank cards.

When transferring money to bank cards or a current account, a commission is charged, which will depend on the amount you transfer.

To ensure that your WebMoney wallet is always with you, special applications have been created for both your mobile device and your computer. There is an option not to install applications, but simply go to the site and enter your username and password.

In order to start working through webmoney, you need to obtain a certificate. To do this, you need to upload scans of your passport and indicate your personal data. You can confirm transactions via SMS, captcha, or question-answer method.

WebMoney is currently the leader in popularity in Russia. In general, this system is registered in London, but the certification center is located in Russia. But in Germany this system is banned.

Yandex money

Yandex Money appeared in the early 2000s. Using the web interface, this system became possible to work in 2005. Its downside is the fact that it does not work with foreign currency, only rubles. However, these rubles can be transferred anywhere in the world. A plus is the fact that there are no commissions charged at all for many transactions.

To withdraw money from such a wallet, you can link it to your bank card or make a separate Yandex Money card. It is free to produce. When using this system for the first time, you must also identify yourself.

We can say that this wallet is adapted specifically for work in the Russian Federation, so not everyone uses it.

At the moment, the main shareholder of this system is Sberbank of Russia.

Visa

Such a wallet can be easily topped up through terminals, of which there are a sufficient number in any city. This service is popular in Russia, primarily due to very simple registration, the popularity of the brand of this wallet, the absence of fees for internal transfers and the possibility of receiving a card linked to an electronic wallet.

But there is a huge disadvantage of this system - a commission is charged for payments for mobile communication services. Another disadvantage is the low degree of security of such a wallet.

Qiwi

The advantage of this system is that registration is quite simplified: just indicate your mobile phone, after which you will receive a verification password. You can top up the balance of such a wallet without commission, and all payments and transfers are carried out very quickly.

As in the Yandex Money system, you can order a plastic card and use it to pay when making purchases, or simply withdraw money from ATMs. The validity period of such a card is one year.

You can link this wallet to the webmoney system and transfer funds from one wallet to another.

At the same time, you should remember the commission that is charged when using the webmoney system.

PayPal

PayPal is the largest payment system worldwide and the most widespread. It was created in the late 90s. In Russia it is not as popular as in other countries of the world. Such a system must be linked to your bank card. To do this, you provide your account details, within a few days you will receive 2 transfers in the region of 10 kopecks. After this, you will finally link your bank account with PayPal.

If you actively make purchases abroad, you definitely cannot do without this payment system. Until recently, Russians did not have the opportunity to use this system, but then they first made it possible to pay for purchases, and then replenish and withdraw funds from this card.

The limit on withdrawals in Russia is $500. Creating an account is free, and the commission is charged not from the sender, but from the recipient of the funds, which is a very convenient way to pay for purchases online.

Liqpay.com

Liqpay.com has been operating since 2008. It is most popular in Ukraine. The account number in this system will be your mobile phone number. Confirmation of transactions occurs via SMS messages.

Liqpay allows you to work with any currency. You can use it to make a variety of payment transactions. You can withdraw funds from your account to a card or in cash through ATMs.

Rapida online

This system is not popular. Most often it is used by corporate clients. It works on the basis of Google.

Perfect Money

Most often it is used in any investment projects, or in financial pyramids. Payments can be made in foreign currency and gold equivalent.

Okpay

This system is positioned as a global one. Payments are made in various currencies. It is possible to get a card. The upside is that if you involve other people in it, there are much greater opportunities for you.

Payeer

The system is very easy to use and allows you to easily transfer funds from one wallet to another.

RBK Money

RBK Money - appeared in Ukraine in the early 2000s.

Liberty Reserve

This wallet belongs to Costa Rica. To register, you can provide false information about yourself, which is very often used by scammers. Money can be transferred anywhere in the world. The system is very well protected. Works with two currencies: euro and dollar.

E-gold

This system works with metals such as gold, silver, platinum, etc. The main advantage is that it does not depend on the exchange rates of different countries. But so far there are a number of problems in using E-gold that are in the process of being finalized.

Unified electronic wallet

This wallet allows you to pay for services online. You can use such a wallet both from a mobile device and through a personal computer or tablet. To register, just indicate your phone number, to which you will receive an SMS with your wallet number and password. Many payments through this system are made without charging a commission. You can withdraw money from your account through any post office.

Beeline electronic wallet

The electronic wallet was created for making micropayments; no transaction fees are charged; the system operates jointly with Alfa-Bank. It is possible to transfer funds to a bank card or to a Webmoney wallet.

Electronic wallets common in the Republic of Belarus

It’s worth mentioning right away that in the Republic of Belarus for a long time they refused to accept the electronic version of money. They came into use only at the beginning of 2013.

We can say that currently there are about ten electronic systems in operation in Belarus.

Of course, in the first place, as throughout the world, is the payment system Webmoney.
The next system can be called Belqi. This system is very young and works on the basis of the QIWI system we know. All operations are carried out in the same way.
Wallet One. This is the youngest system operating in the Republic of Belarus. You can connect either via a mobile phone or via a PC. The balance is replenished both through terminals and through InterPayBank. The commission for payments through this system is either minimal or not charged at all. You can also withdraw money from your account through a bank or transfer it to a card.
EasyPay. Before you start using it, you must also complete the registration procedure. Payment commission is charged at 2%.
iPay. A very easy-to-use payment system, but fees may range from 0% to 4%, depending on the purpose of the payment.
Berlio. Designed for making payments for fuel both in the Republic of Belarus and throughout the world.
There are also systems such as Prepaid cards. They are used as standard cards, but they are still classified as electronic wallets.

Electronic wallets in Ukraine

As elsewhere, the most popular is the payment system Webmoney.
Yandex money are also used quite actively, despite the fact that this system is focused on the Russian ruble. This system is used when paying for goods purchased in ruble equivalent. A commission of 0.5% is charged.
RBK Money. You can top up the balance of such a wallet in a variety of ways, but ATMs are available only in Russia. The commission is charged from 0.3% to 0.5%.
UK Money. This purely Ukrainian system was created quite recently. It actively cooperates with PrivatBank, which allows users of such a system to carry out all payments through this bank. You can use your account from a PC. Accounts are opened for you in rubles, hryvnias, dollars and euros.
Internet. Money. Through this system you can make any purchases and pay for them. To use it, just install the application or access it through the official website from any PC. The commission can be up to 0.5%, or not charged at all.
E-gold. As already written, it is used all over the world. It is good because it maintains complete confidentiality for the payer, which is why it is very popular among scammers. For the account itself you will need to pay 1% every year.
The system is also popular in Ukraine PayPal, which we have already discussed above.

Electronic wallets in Kazakhstan

The most frequently used e-wallet in Kazakhstan is QIWI. He appeared on this territory in 2011. It has earned its popularity due to simplified registration, the ability to top up the balance from numerous ATMs, payments from this system are accepted by almost any online store and, of course, a reduced commission.
Webmoney. In Kazakhstan it is considered one of the safest systems.
Yandex. Money. As we said above, it focuses on the Russian currency, so it is often used when making payments in rubles.
And, of course, PayPal is also actively used in Kazakhstan, especially when making payments in online stores in America.

It is worth noting that there are still a huge number of different electronic wallets. For example, in Moscow, the Troika system is popular, with which you can pay for travel on public transport. It was put into effect in 2013.

In the Moscow region, such a system is called Strelka, and in St. Petersburg - plantain. The same cards are available in many Russian cities with a developed transport system. Such cards allow you to minimize queues to pay for transport, and allow you to create a unified system of payment for transport services. This card can be obtained directly at the ticket office or kiosks. You can also top up such a card through cash desks.

Funds are kept in the account for five years after the last use of the card. You can put no more than 3,000 rubles on such a card.

In conclusion, I would like to say that before you create an electronic wallet, choose the currency with which you plan to make payments and only after that choose a convenient wallet, it is important not to forget about the security of such payments.

Today we will tell you exactly about them, how they differ from each other, and also how to use them.

1.PayPal

It is no exaggeration to say that today this payment system is the most popular in the world among all existing ones. However, in the vastness of Russia and the CIS, it became popular only in 2011, when in the post-Soviet space it became possible to link your bank card to your PayPal wallet for further payments on the Internet. The most common is to pay for goods at an Ebay auction. At the same time, the payment system gained even greater popularity in 2013, when, for example, citizens of the Russian Federation also received the opportunity to withdraw money from their wallet to any bank account without any commission.

Despite its status as an electronic payment system, PayPal money is fiat, unlike finance in other electronic wallets. Don’t forget about the high security of payments, which guarantees that your bank details will remain hidden.

In upcoming reviews, we promise to talk in more detail about this international payment system.

2. Skrill (Moneybookers)

This payment system has some similarities with PayPal, but it also has some differences, and for the better. These differences mainly affect citizens of the CIS countries. For example, the PayPal payment system places certain restrictions on the withdrawal of funds from the account, while Skrill decided not to limit its users.

Despite the fact that any anonymity is completely absent (all money is placed in the company’s account), the reliability of the system is not in doubt. In addition, Skrill has a fairly low commission for any financial transactions, and this, you see, is a big plus for an electronic wallet.

3. OKPay

An international payment system that appeared not so long ago, but has already managed to snatch its share of popularity. First of all, due to its simplicity. As in the case of PayPal, you link your wallet to a valid email address, which also serves as your login in the system.

The system commission is quite low, if not almost zero, and withdrawals can be made to an OKPay card or to a bank account. It is also worth noting the fact that the system allows you to carry out operations to withdraw money from any online gambling or other popular “pyramids”. But what will surprise you even more is that OKPay pays you 3% for finding funds in your electronic account.

4. Perfect Money

The system is a direct competitor to the OKPay described above, and is also suitable for people who constantly withdraw money from “suspicious resources” such as gambling. By the way, you don’t even have to identify yourself in the system, but still calmly carry out any operations to deposit and withdraw funds. But as for interest, the system managed to bypass OKPay, offering its users as much as 4% per annum.

If you are focused on working with foreign customers, then you will definitely need a wallet in one of the international payment systems. All that remains is to choose which one. And we, as promised, will try to tell you in more detail about each of them over time.

The payments market does not stand still, constantly developing due to the addition of more and more new services. Some of them can offer revolutionary solutions, significantly simplifying life for a huge number of people at once, while others provide the opportunity to use the lowest tariffs, while others have a favorable currency exchange rate within the service, due to which the demand for their services is growing. One way or another, each of the platforms operating in this niche has something to offer its clients.

The same can be said about the Ukrainian service "Purse" (payment system). This is a full-fledged platform for paying bills, making payments in different systems, interaction between clients and online stores, and other areas of services. We will talk about what this service is, what advantages and disadvantages it has, in this article.

General information

We should start by introducing the company Portmone LLC, which began its activities in Kyiv in 2002. Initially, the service dealt with replenishing accounts in various payment systems, electronic currency exchange and simple money transfers. Subsequently, the service acquired a significant number of regular customers, and this allowed us to reach a completely new level.

Today "Purse" (payment system) is a full-fledged financial product that ensures the interests of thousands of clients. Recently the company began an active advertising campaign by placing its advertisements in carriages

Cooperation with banks

The service, judging by the information on the official website, actively interacts with various banking institutions, providing a whole range of services. In particular, these include delivery of electronic invoices issued to clients, making payments via the Internet, motivating system participants to issue bank cards, etc. As indicated directly on the company’s website, the partner banks of the system are: PrivatBank, Oschadbank, Raiffeisen Bank Aval, Alfa-Bank, UniCredit Bank and other structures.

Online stores

As you can find out on the company’s website, another area in which Portmone (payment system) is involved is servicing online stores. In particular, the system is ready to provide tools for making payments between the client and the seller, ensuring a reliable connection based on high technology with appropriate certificates. All of them meet the highest network security requirements, which is documented. You can learn more about materials on this topic after viewing the information on the service’s website.

Accepting payments

In addition to stores, any legal entity can use the tools to deposit funds into an account. To do this, just connect to the solutions developed by the Portmone company (payment system). These include: automatic bill payment, payment service via card or mobile phone, service using a billing system, etc. All this makes it possible to transfer funds without commission, in the simplest way, but at the same time in the most comfortable form for the buyer (client). Due to this, we can say that “Purse” (payment system) is a reliable partner for any business.

Rates

The versatility of the company we are describing lies in the fact that it can offer favorable conditions to both banks and companies, as well as individuals who directly use its services. You can verify this yourself by analyzing the information presented on the service’s website. In particular, in this context, we are interested in the “Tariffs” tab, which describes the “Purse” commission charged for each operation.

And it is formed very simply: for each payment the client is charged from 0 to 2 percent (depending on the type of operation). In this case, the minimum bet is 1 hryvnia. However, there is also one note on the terms and conditions page regarding the issue of fees. It indicates that the "Purse" service charges transfers from card to card according to individual conditions. In particular, this is 1% of the deposit amount plus 5 hryvnia.

Other transactions are also carried out under special conditions. For example, a payment made by a client using arbitrary details will be made with a commission of 2 percent of the amount plus 4 hryvnia. Another category is payments to the budget with a commission of 2% (with a minimum of 8 hryvnia).

Subscription fee

Taking into account a systematic approach to the provision of various services, the Portmone company, reviews of which we will describe a little later, works for a monthly fee charged to each user. As indicated on the official website of the service, it is 9.90 hryvnia per month. For this amount, the client receives, firstly, a more favorable commission percentage than that established in other payment systems, and secondly, he is given access to convenient functionality that allows him to easily plan his expenses and indicate all accounts for which money should be transferred. In the templates for automatically sending funds in the future, you can add, as indicated on the Portmone website, a transfer from card to card.

Service

Why is this system so good that subscribers are willing to make monthly payments for its use? First of all, this is accessibility. The resource administrators have made efforts to make their service constantly available to all users. Firstly, they have entered into agreements with service provider companies, according to which the client can use the Portmone.com website even if he does not have funds in his personal account. This is useful, for example, if you want to top up your account in order to gain access to the Internet again.

Secondly, if you register an account on the Portmone service, you will be able to use various convenient tools for various purposes. For example, these include fast payments (just fill in the card details of the sender and recipient and click the button to transfer money).

In general, we can say that from the simple and familiar functionality to all of us, the authors of the project managed to create something more convenient and comfortable to work with than other similar services. This, in turn, attracted customers and made the platform so popular not only in the Ukrainian market, but also in Russia and other countries.

The platform that we characterize is truly profitable. For a nominal monthly fee, it offers affordable rates. And previously (as part of a promotion), judging by the reviews, the “Purse” service provided replenishment without commission for two months. However, at the time of writing this article, this proposal has lost its relevance.

Today, the abundance of payment systems allows the user to choose the most profitable, comfortable solution. Every platform in this market has something to offer. Including Ukrainian service. The Portmone payment system is a platform for settlements, bill payments, payment for goods and services, and interaction between clients.

General information about the system

Portmone LLC began operating in 2002 in the capital of Ukraine. The initial purpose of the service was electronic currency exchanges, account replenishment in different systems, and money transfers.

Today the company operates at a different level, representing a financial product. The company has launched an active marketing policy. To do this, the company placed advertisements in Kyiv metro cars.

The company provides its services to three groups of people:

for individuals (for payment and replenishment of Portmone UA account);
companies (for receiving funds);
banks (for transferring money and paying bills through terminals, Internet banking, ATMs).

Cooperation with banks

The company actively works with banks. It provides services for the delivery of electronic invoices, encouraging system users to issue cards and arrange transfers from card to card Portmone. The organization cooperates with banks:

Interaction with online stores

Instructions! How to top up a phone (MTS, Kyivstar, Life, Vodafone, Yezzz, TRAVELSIM) (UPD. Since March 9, 2017 it is impossible to top up without a commission). To do this, you will need the plastic data (number, expiration date and CVV2/CVC2 code). Having selected an option from the main menu, you must immediately indicate your phone number and top-up amount. After this, the acquiring bank interface will open to complete the process.

Advantages of the company's service

Subscribers use Portmone.com electronic delivery and bill payment services because:

The service is available to all users.
Clients use the site even if there is no money in their personal account.
Availability of convenient tools for different purposes. For example, the fast payments service allows you to fill in the details of two cards and transfer money from one to the other.
Mobile phone account replenishment in the amount of 5 hryvnia is available for Portmone mobile, MTS, Life operators.
Possibility of paying for Internet services, television, as well as utility bills through Internet banking.

Advice! We recommend that you familiarize yourself with promising payment systems: and.

How to pay utility bills

If the company is not in the Portmone database, a commission will be charged for the transfer. Tariffs are fixed: 2% for transfers to budgetary and commercial structures, 5 hryvnia for charities.

Instructions on how to pay for utilities for the first time: from your personal account or from the main page, select the “Utilities” menu, and then select a shortcut among the proposed organizations (be sure to indicate the region in the list of cities).

In the window that opens, the attributes of the enterprise will already be indicated. All that remains is to fill out: address, full name, personal account, meter readings, amount. Next you will be switched to the acquiring bank interface.

For a verified account, transactions will be saved and offered at the next session. From your personal account you can set an SMS reminder before a new payment period approaches. It is possible to store receipts in your account and even subscribe to regularly receive “payments” by mail.

UkrPost services are paid. For the quarterly newsletter, a subscription fee of 20 UAH (up to 60 pieces) is expected, 15 UAH for up to 40 pieces. and 10 UAH – if the “payments” are less than 20 pcs.

Authorized visitors can use the option for free during promotional periods.

Commissions and tariffs

You can transfer from a Portmone card to a Visa or Mastercard card from any Ukrainian bank.

Feedback on cooperation

If you read the reviews about the Portmone payment system, you can conclude that the authors managed to create a comfortable system. The resource operates not only on the territory of Ukraine. It is available to citizens of Russia and neighboring countries and provides reasonable rates for many services. Users are attracted by the speed of payment transfers from this service.

For partners

Online stores significantly increase their attractiveness if they offer not only a wide selection of goods, but also a flexible choice of payment methods. Online business owners connected to Portmone become participants in the MasterCard SecureCode and Verified by Visa programs.

Innovative technologies simplify interaction between seller-buyer and partners:

payment gateway for websites or their mobile versions, as well as for iOS and Android;
connection with Internet banking;
Portmone Invoice application, which allows you to manage your account via SMS or call;
electronic distribution of receipts, subscription sheets;
automatic write-off service Direct-Debit, based on agreements with clients;
online accounting in a personal business account.

Often, the payment system holds promotions for new legal partners in the form of free placement of an advertising banner or links. An undoubted advantage is the high degree of security of transactions, which is confirmed by the positive reviews of many users.

Benefits of registration

You can use the portal without verification. It’s very easy to top up your mobile account, pay for the Internet or send money to another person from the main page portmone.com.ua. On the main page, users are offered:

translations;
mobile recharge;
public utilities;
other services.

By clicking on one of the listed pictures, the user is immediately taken to a dialog box where he can quickly carry out the operation following simple prompts.

Instructions! How to top up a phone (MTS, Kyivstar, Life, Vodafone, Yezzz, TRAVELSIM) (UPD. Since March 9, 2017 it is impossible to top up without a commission). To do this, you will need the plastic data (number, expiration date and CVV2/CVC2 code). Having selected an option from the main menu, you must immediately indicate your phone number and top-up amount. After this, the acquiring bank interface will open to complete the process.

When using the interface one-time, one way or another you have to enter information about yourself. For example, email – for confirmation. If you want to work with the PS further, it is better to immediately become a registered user. Registration will take even less time and require no more action than simply topping up your phone. But it will give many advantages:

All information will be saved, which will make the next replenishment possible in “two clicks”. This is especially convenient for regular payments to budget services.
Transactions will be available even from telephone and voicemail. Even if your smartphone or Internet balance is zero, the support service will be able to help you top up your accounts.
History of all actions, receipts, option to order their delivery by mail in paper form.
Set up SMS notifications about regular payments, create templates and reminders.
Use of promotions and bonuses.

Portmon com ua often holds promotions for newly registered clients. For 2017 there is no commission for child care institutions. In addition, the company gives two months of using all features absolutely free.

For individuals

The Wallet payment system is a huge base for communications. Hundreds of businesses collaborate with the platform and instantly provide access from one point. All you need to do is select a company from the menu and the necessary details will generate a receipt. In addition to telecom operators, here you can find:

service for paying for utilities in your region (telecommunications, water utilities, OSBB, etc.);
Internet provider (Intertelecom, Kyivstar, Volya, Triolan, Lanet, IP.NET, Freenet, FreshTEL, DATAGROUP, NashNet, VegaTelecom);
distributor (Shopekat.ru, Oriflame, AVON, Zepter, MaryKay, Faberlic, Karcher, Exist.UA);
a company servicing telephony (Ukrtelecom, Vegatelecom, Domashnytelecom, Chereda PP), television (VIASAT, UA.TV, TEHET TV, XTRATV), satellite communications;
bank for transfers on a loan or mortgage.
budgetary organization for paying taxes, fines, legal entities. costs, educational courses;
security company (VENBEST-OKHORONA, S.K.A.T), specializing in alarms, intercoms, engineering);
game (World of Tanks/Warships/Warplanes, Warface, Steam (Voucher), LOL (League of Legends), G2A Gift Card, RIOT, War Thunder, CrossFire), casino, social network;
insurance services of leading brands (Knyazha, Oranta, MetLife, Green Card, Renaissance Life, ASKA, Aegon, UNIQA Life, etc.);
plane ticket, train ticket, bus ticket, theater ticket, cinema ticket and even a tourist ticket;
hotel in any country for booking;
charitable foundations;
books, periodicals for subscription.

If the required company is not found, then it is easy to enter the attributes manually in the “Payments by details” section. Entering the data once will be enough to use the receipt the next time you log in.

Instructions on how to connect the card! In order not to add “plastic” every time, you can verify on the site. After adding MasterCard or Visa in your personal account, you must confirm the action with a six-digit code that will be sent via SMS or on the website of the issuing bank.

You can add several banks - this is convenient for regular payments and money transfers to external media or cash receipts.

Money transfer

There are several ways to transfer funds. The easiest way is to log in by selecting your connected PC. If you wish, you can send the recipient a notification of the transaction via SMS or email, and send yourself a receipt by email.

Instructions on how to transfer money from card to card without registration! Select the appropriate page on the official website. Fill in the fields: 16 digits, month and year of expiration, CVV (last 3 digits on the back of the plastic). Indicate the recipient number and amount. Confirm the payment through the acquiring bank dialog box that appears.

Transfers are possible between Visa/MasterCard of any Ukrainian banks (even if the sender and recipient are serviced by different financial institutions).
Access any day, around the clock and within half an hour.
For the service, the sender is charged 5 UAH. and 1% of the amount.
The number of transactions per account is limited - up to 10 per day and up to 25 per month.

There are also established monetary limits: up to 25 thousand hryvnia one-time, up to 75 thousand - in total per day, no more than 150 thousand - per month.

The wallet also offers a unique option for sending currency - via SMS notification. It is enough to indicate the recipient’s mobile phone number, and your friend or relative will independently indicate their details via SMS dialogue or receive cash at the cash desk of the issuing bank.

How to pay utility bills

The popularity is primarily due to convenient transfers for housing and communal services, telephony, and television. They are available without commission. The platform cooperates with more than 200 businesses and provides complete reports on debts. If the company is not in the Portmone database, a commission will be charged for the transfer. Tariffs are fixed: 2% for transfers to budgetary and commercial structures, 5 hryvnia for charities.

Instructions on how to pay for utilities for the first time! From your personal account or from the main page, select the “Utilities” menu, and then select a shortcut among the proposed organizations (be sure to indicate the region in the list of cities). In the window that opens, the attributes of the enterprise will already be indicated. All that remains is to fill out: address, full name, personal account, meter readings, amount. Next you will be switched to the acquiring bank interface.

For partners

Innovative technologies simplify interaction between seller-buyer and partners:

payment gateway for websites or their mobile versions, as well as for iOS and Android;
connection with Internet banking;
Portmone Invoice application, which allows you to manage your account via SMS or call;
electronic distribution of receipts, subscription sheets;
automatic write-off service Direct-Debit, based on agreements with clients;
online accounting in a personal business account.

The billing platform is recognized by the international audit of the PCI DSS (Payment Card Industry Data Security Standard) standard and certified by the German SRC (Security Research and Consulting GmbH) team, which is an undoubted breakthrough for the Ukrainian brand. This means that the company adheres to all modern security measures:

provides encryption with a key of up to 128 bits;
uses constantly updated anti-virus protection;
scans the service quarterly to identify vulnerabilities;
undergoes an international safety audit every year.

All this makes Portmone not only relevant and convenient for any user, but also very reliable.

Contacts

Severo-Syretskaya st., 1-3, Kyiv-136, 04136, Ukraine, Phone/fax: (+380 44) 200 09 02, E-mail: [email protected].

Tariff changes

Dear Clients! Please note that from March 9, 2017, new minimum tariffs for utility bills (0-1.5% of the payment amount, but not less than 3 hryvnia) and mobile phone replenishment (2% of the payment amount, but not less than 2 hryvnia) are being introduced. .