Perfect Money payment system. Perfect Money – perfect money – Review Passing the PerfectMoney verification

What money do you use most often? For the countries of the former Soviet Union, this is, of course, cash. Yes, it’s not surprising; progress reaches us over a certain period of time. While in America, for example, people pay with credit cards and electronic money, and cash is already taking a back seat. And there’s no getting away from this, because electronic money has what we need - convenience, speed, clear reporting, and much more.

I’m sure that if you don’t do home accounting, you won’t be able to remember what you spent money on during the month. But when you pay with electronic money, you can always see what, when and how much you spent. Comfortable? Without a doubt. I am an active user of the payment system because this is the first thing I tried. But the other day I decided that I needed to go further and master other payment systems that have greater versatility and functionality.

I think you guessed which payment system I decided to try this time. Yes, yes, this is Perfect Money, why this particular one? Well, let me go into some details. In fact, everything is quite simple, I read about this payment system in the blogosphere and I was interested in the fact that through Perfect Money, you can make payments not only in RuNet, but also far beyond the CIS. Using this system, it won’t be difficult for you to buy, say, an article on a content exchange or pay for a product in an online store.

It is immediately clear that professionals have worked on the system; on the website you can find detailed information on most questions that a user may have. And although this payment system is not yet as popular in our open spaces as, say, WebMoney, it is all just a matter of time. So what I liked:
1. Easy registration. No special bells and whistles or many steps for you. You fill out the form, and they do not require any special personal data from you - only your name and city of residence - address, telephone number, etc. - optional. But again, registration data can be easily changed.

2. No additional programs are required. All payments are made directly through the site, i.e. you are not required to install any additional keeper, etc. Came in - logged in - paid - left. That's all.

3. Security. The Perfect Money system uses several levels of protection. This is, of course, a check by IP address. Of course, if it’s different, then a special code is sent to your email. You can also log in using SMS and a special code card. True, sending SMS is paid - but only 10 cents. But the code card is quite convenient. It is a set of codes, and when logging in, you are asked to enter the code numbered 25, etc.

4. Low commission. To be honest, I didn’t expect to see such a low commission - only 0.5%. It seemed to me that 0.8% in WebMoney is a fairly low threshold, but here it must be even less.

5. Calculation of interest on the balance. Your money not only lies like a dead weight on your Perfect Money account, but it also accrues interest, and not 1-2%, but whole 7% per annum. In addition, for active use of payments, you will be awarded bonuses. For example, for 100 payments you will receive $10 as a bonus

6. Convenience of input, output and exchange. It’s easy to top up your Perfect Money account using a bank transfer, through the exchange of other electronic currencies (Works with Liberty Reserve, V-money, E-gold, RBK Money and so on.) Here are just some of the opportunities to exchange Perfect Money in the list of business partners True, there are no WebMoney exchangers, but you can use the services of private individuals.

The list of benefits of the payment system can be continued further, then the article will be very long. I just want to dwell on what will interest those who want to earn money. Oh, I probably wrote the wrong thing, because then it turns out that it will interest everyone. (well then be quiet - don’t make too much noise and don’t rush to immediately calculate how much you will earn)

How to make money with Perfect Money

1. Affiliate program for everyone. Perfect Money has an affiliate program that will allow you to earn some money. You receive 1% per annum on the minimum monthly balance on each referral's account.

2. Affiliate program for the elite. There is also an affiliate program for webmasters, which can significantly increase your income. For example, you can no longer receive 1% of the balance of your referrals, but 2, 3% - as much as you will be assigned when participating in the Luxe referral program.

What PR does your site have? Now multiply this figure by 20, calculate the result - this is exactly how much Perfect Money is willing to pay you monthly for the payment system logo posted on the site, albeit subject to certain conditions.
Added on June 6, 2011. — at the moment the system no longer pays for PR, but those who wanted to took advantage of it. I got about a little over a hundred :)

In addition, anyone can earn their own money by conducting exchange transactions with Perfect Money to other payment systems and so on. Here, the size of your income depends only on your approach and efficiency. Some even create special exchange sites for this.


All that remains for you to do is to start using Perfect Money and at the same time earn money...

Perhaps in the near future a payment system will appear on the Internet, with which you can pay almost everywhere, but for now, unfortunately, this is not the case and we have to use a whole set of payment systems. What can you do, that’s life :) As for me, the main thing is to have something to spend in your wallet, but how to pay is a much smaller problem.

Good day, to all readers of the blog about making money on the Internet - website. In continuation, we would like to talk about the mutual settlement service. Today, this payment system is the main competitor to Payeer, Skrill, OkPay and Paiza payments. These payment systems have gained wide popularity among those who need to withdraw finances from so-called high-risk systems, which include: financial pyramids, credit services, ATS and others. Since, for example, WebMoney has a policy against such methods of generating income!

— registration, verification, replenishment and withdrawal of funds

Perfect Money is officially registered in Panama; according to the owners, user accounts are blocked only by decision of the Panamanian court, without complying with international requirements.

But if you dig a little deeper, you get the impression of selling information products, rather than a serious organization.

There is information indicating that the founder of the company is of Russian origin. By the way, the often mentioned Swiss office is nothing more than a fiction, the purpose of which is to inspire confidence in the common man.

To contact technical support, you can find the Panamanian phone number and E-mail address of the company on the site, but the actual address was not found! For these reasons, ever since the opening of Perfect Money, debates about their possible closure have not ceased in RuNet.

But, more than 10 years have passed (Perfect Money was opened in 2007) - they continue to be used, praised, scolded and discussed about their work. It should be noted that the public is unique; there are special forums where issues of replenishing and withdrawing funds, recovering a lost password, and other things are actively discussed.

A few years after its opening, a credit exchange appeared on the service, which made it possible to verify users of the system. Since a verified account serves as an important factor of trust in the user. To verify your account, you must send a scan of your passport, as well as a scan of any payment system indicating your address and phone number. After which, you will be able to increase the system’s Trust Score.

You need to be aware that the Perfect Money credit exchange is still a scam. Since the chances of repaying the debt to the lender in most cases do not even reach 50%, and this despite the fact that the borrower will have an impressive Trust Score.

✅️ Avoid the tenth most expensive offers like: yield from 10% per day of the amount!

The provision states that the system acts as a guarantor and undertakes, in the event of non-payment of the loan, to forcibly recover them from the borrower. But keep in mind that scammers know this and take them out of the financial system in advance. Even a small amount of money is not a guarantee of the borrower’s integrity, as ordinary people might think, they say: who would ruin their account for a couple of bucks? But it often happens like this: they will collect 1-2 dollars from a thousand people, get them out safely and leave the project.

However, passing verification in Perfect Money is not a mandatory action; any user who has completed the registration procedure can anonymously and freely deposit and withdraw funds. But, if the slightest suspicion arises that fraudulent actions have been committed, the system immediately blocks the suspicious account.

A user's account can only be unblocked if they send a scan of identification documents and indicate their phone number. But in reality the same verification results! Passport information and phone number will be requested if it is necessary to reset the password to access your account.

The advantageous advantage of PerfectMoney over other payment systems is that you are charged 4% per annum on the amount in your wallet. The result is a deposit similar to a bank deposit.

PerfectMoney is recommended to be used as a transactional payment and nothing more, to make payments and withdraw funds where other payment systems are not accepted. Those. I entered it and quickly paid, received the money and immediately withdrawn it. By minimizing the amount of money remaining on your account balance, which will minimize the risk of losing it if the system decides to block your account. To have complete peace of mind for your money, you need nerves of iron or their complete absence.

Safety

Account protection in PerfectMoney is at a fairly high level, even for payment systems! For example: if an attempt to log in from an IP different from previous sessions is detected, a one-time password (PIN code) will be sent to the email address, which is entered into the appropriate form.

For greater reliability, it is possible to connect SMS notifications or a file (web card) with a list of one-time codes (so as not to wait for SMS).

Deposit and withdrawal of funds

Initially, it was possible to withdraw money only to a bank account, card, or using a certified exchanger, withdrawing funds to the same card or transferring them to other payment systems. However, for using uncertified exchange systems, an electronic wallet may be blocked.

It is possible to replenish the PrefectMoney wallet through the receiving terminals of the single W1 wallet. To deposit funds, you fill out an application, then you receive a set of numbers (account number), after which you can top it up at the nearest Unified W1 terminal.

When looking for the opportunity to replenish an account with a minimum commission, people often lose sight of the rate at which the system exchanges currency. A common situation is when, by depositing funds into a terminal with zero commission, a person can lose up to 10% of their money due to an unfavorable exchange rate. Be carefull!

Account registration in Perfect Money, authorization and password recovery

Go to the payment site and select the “Registration” item located in the upper left corner. In the upper right corner, select a convenient interface language.

Next, you will be redirected to a registration page with a form where you need to enter information about your personal data. It is recommended to provide reliable information so that if necessary, for example: password recovery or account blocking, you can confirm rights and restore access!

When filling out the registration form, enter this in Latin (transliterated). When you enter a password, it is better to use an on-screen keyboard, which, unlike a physical one, will prevent it from being stolen by malicious programs that can remember the characters typed!

Depending on the purposes for which the account will be used, users are offered to select its type. For example: a business account is suitable for accepting payments on the user’s website with the installation of an API, naturally.

After completing the registration procedure, a welcome letter from the system will be sent to the specified email, containing: ID, individual number in the system (Your personal Member ID) and a referral link to attract partners from whom you will receive a bonus - 1% per annum from the balance of their minimum balance for the month .

Login (authorization) to PerfectMoney

What you need to enter into your wallet:

  • ID sent in a system letter;
  • password specified during registration;
  • verification code of the picture (captcha) as proof that you are not a robot.

As mentioned above, the payment system remembers the IP address from which you logged in last time. If it is changed, a verification code will be sent to the e-mail specified during registration and an additional field will appear for entering the sent PIN code.

Forgot your ID?

If you forgot your PerfectMoney password

Here, the situation is somewhat more complicated; you will need to begin the recovery procedure. Why click on the “Lost password” link located on the authorization page.

At the first stage, you will be asked to fill out a form containing the following fields:

  • ID in PerfectMoney;
  • Email;
  • mobile number where the SMS message will be sent.

At the second stage, you will need to enter the verification code in the SMS message. After that, you need to confirm the identity of the owner of the wallet, for which you will need to send a scan of your passport or payment receipt with the address indicated on it.

PerfectMoneyreplenishment and withdrawal of funds

As soon as you log in to the system, you will be redirected to the main page of your account (personal account), then you need to add one of three types of wallets: dollar, euro or the gold equivalent of a Trojan ounce. But usually dollar currency is used.


To change security settings, go to the “Change Settings” tab. Here, you can change your login password and configure additional options to protect your account.

To verify user authenticity, IP address verification is provided. As additional protection, you can use authorization via SMS, the code in which will serve as one-time access to your account. The only negative is that this service is paid, it costs 10 cents per SMS.

An alternative is a code card with thirty one-time passwords for logging into the PerfectMoney system.

A code card is a simple image that can be easily saved on your work computer in a special folder. When you run out of one-time passwords, you can generate more for yourself!

Passing PerfectMoney verification

To complete the verification procedure, go to the “Verification Management” tab, where you will need to send a scan of your passport to confirm your identity, address confirmation is carried out using a screenshot of any payment system, and mobile by accepting an SMS code. It is recommended to undergo verification immediately in case you lose your password and in order to prevent blocking on suspicion.

The replenishment procedure is as follows:

  • enter the wallet number;
  • the amount you are going to top up with;
  • mobile number.

You can withdraw money from the PerfectMoney system on a special page. Withdrawal to a bank account is carried out only for accounts that have passed verification; an alternative can be the services of certified exchangers. Whether to go through the verification procedure or not is, of course, up to you!

We bring to your attention a video review of the PerfectMoney system:

We recommend. Good luck to everyone and see you again!

Beginners to the Perfect Money electronic payment system may fall into one unpleasant ambush. Namely, to lose money on the credit exchange inside the payment system. The “old guys” already know about the specifics of this exchange and try to avoid it. But those who have just registered and decided to look into the loans section out of curiosity may not be able to stand it when they see a sweet percentage of 100-200% per day and lend someone all the money that is in the account. But will he receive the promised profit? It’s unlikely... It has its own rules and its own pitfalls.

The system launched this service especially for its users in 2010, thanks to which you can take out a loan or borrow money without any problems. The idea was good, but the execution was very lame. The exchange has become a breeding ground for scammers who are trying to profit from especially gullible PM users. Alas, all that the payment system does to protect other users is to block fraudulent accounts after complaints against them. However, without thinking twice, scammers create new accounts and continue to deceive. Blocked again? Just think, I'll create it again.

Easy money?

I’ll look at the loan requests section, you might lick your lips when you see the promised interest of 100-200% per day. How can you resist when such dividends are offered? Many newbies happily bring their money to borrowers on the stock exchange, and then wonder why they don’t return it. The official payment system, which has been operating for almost ten years, is a regulated internal exchange. Can they really cheat here?

They can! How can they! I will say even more - on this exchange, 99% of borrowers are scammers. And having given money here on credit to someone, you can immediately forget about it. The payment system practically does not regulate the activities inside this exchange, so God knows what’s going on here.

Think for yourself, why would a person take a loan of 100% per day if he can get it from a bank at 20-25% per annum or a loan from a microfinance organization at 1.5-3% per day. So this is much more profitable than 100%! Is he a fool or something to take out 50 on credit and then pay back the full 300 5 days later? Of course not. But using a figure of 100% as a bait for gullible lenders is very appropriate and profitable. It's a great catch.

Is it possible to distinguish a scammer?

To the uninitiated in all the intricacies of the exchange, at first glance it may seem that distinguishing an honest borrower from a scammer is as easy as shelling pears. All you need to do is give money to someone who has a high Trust Score and positive reviews. Well, so that the account is verified. Why are they telling you all this nonsense about the fact that it is impossible to make money on the credit exchange? Yes, the author is simply afraid or does not want to burn down a profitable place!

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Nope, you guessed wrong. I really want to warn you. Believe me, it is impossible to sort the scams from the non-scams on the Perfect Money credit exchange! And all these indicators, such as account validity, high level of Trust Score, reviews, verification, etc., are not indicators at all. They all screw on easily. Let's start in order:

  • Trust Score.
  • Many people believe that the Trust Score shows the level of trust and honesty of the user. Yeah, no matter how it is! In fact, it shows his activity. The more transfers a user makes and the more he receives, the higher his Trust Score. It’s enough to actively transfer money between your two accounts for a couple of weeks, and voila! The result in a short time is two ready-made accounts with a high TS, which can be used to show off creditors.

  • Account validity period.
  • Believe it or not, it is not at all necessary to create an account with Perfect Money yourself. It can be easily purchased. There is no connection to the phone like on Webmoney, the system does not strictly monitor user accounts. Perfect Money is valued by many precisely for its anonymity and impartiality. Therefore, accounts of this system, especially for a period of one year, are quite a marketable product that is easily sold and bought.

  • Reviews.
  • Great! You have found a borrower who has hundreds of reviews and, most importantly, they are all positive! Incredible luck! He certainly won’t undermine his reputation just because of your loan. You can safely give him a hundred or two dollars at his disposal and happily rub your hands, expecting that tomorrow you will receive twice as much. Nope, won't come back. Nothing will come back at all. “What about the reviews? Moreover, there are so many of them!” - you say. But you simply forgot to study these reviews more carefully, flattered by the fact that they are all positive and there are many of them. But if you dug a little deeper, you would have discovered that all the reviews concerned small amounts of a miserable $0.1-0.5. And if you look a little more closely, you will see that the loans were provided by the same users. There are at most only 2-3 lenders per hundred reviews. Can't you guess? The fraudster simply moved money through the exchange in this way, losing only pennies on commissions from such amounts. But he greatly improved both accounts and collected a large database of reviews on each.

  • Verification
  • It is not necessary to provide your data at all. It’s simple – fake documents, buying a ready-made account, searching for the necessary screenshots on the Internet and redoing them in graphic editors to make them unique. There are a lot of methods.

Hmm... everything is getting worse... What to do then? What to look for and how to avoid running into a scam? Alas, in Perfect Money there are no reliable ways to distinguish an honest user from scammers. This payment system itself was originally created to participate in various HYIPs and other fraudulent projects. So it’s not surprising that there are so many money catchers inside it, spreading their networks on the internal payment exchange

.

Cunning actions of scammers

I think you can guess what scammers do. Few people would dare to lend money to an unknown user who has zero reliability indicators. So they are engaged in buying several reputable accounts, with a long period of work and verified. And then they transfer money between them, thus increasing the Trust Score and the number of positive reviews.

Well, then such a fraudster goes to the stock exchange, where he is already trying to catch a fool who, due to inexperience, covets his generous offer of 100% per day, becomes convinced of his reliability as a borrower, looking at the high performance of his account, and transfers a large sum of money to his account .

No, throwing away a couple of tens of dollars is not interesting. That's not why he tried so hard. He actively reaps the rewards of his actions within a couple of days by actively taking out loans. After all, in any case, only after a couple of days the lender will finally be convinced that he was scammed and will file a complaint with the payment administration administration. Well, she will still consider this complaint... The scammer definitely has a week, or even more, left. So he continues to deceive others at this time and collect money.

Newcomers hope for the protection of Perfect Money, that the money will be returned to them after they file a complaint. Theoretically, this is how it should be. But PM can return the money only if it is in the account of the one who deceived. Well, he's not a fool! He withdrew the money a long time ago and his accounts are empty. So, once you give money to a scammer on a credit exchange, you can forget about getting it back. Payment will not help you with this. Let's sum it up

Of course, you can try to find normal borrowers who will not run away with your money, but will return their interest. But just how long will it take to sort through all sorts of tripe and find honest guys among them? How much money will you have to spend? Obviously, no one will covet your $0.1-1. You will have to risk more amounts.

And even if you manage to find an honest borrower, can you be sure that once you borrow $100 instead of $5, you will actually receive it, and he will not run away, like everyone else. After all, the amount is already much more significant and, in principle, for the sake of such money you can open a new account, and not pay $200 the next day. Fortunately, PM allows you to create an unlimited number of accounts.

The Perfect Money loan exchange is like playing roulette. You will either be lucky or unlucky. And just like in a casino, they won’t want to give you a lot of money here either.

Still want to try your luck? Then start with very small amounts so that the losses do not hurt your pocket too much, and gradually increase them for those borrowers who have previously repaid your loan. Do not be greedy and do not create illusions about the untold wealth that will overtake you if you are paid an income of 100% per day every time. You can play around here. But you definitely won’t be able to make capital.


On this page I will share with you information with which you can earn $200 or more per day, sitting at home on the couch. In return, I ask you not to change the affiliate links of exchangers, which are described below, since I earn money from your exchange transactions, otherwise there would be no point in sharing this information with you. (You don’t lose anything) and in the future, by the way, you can also become partners. Let's start earning money!

How to earn Yandex Money?

Easily! You will need:

1. Account in the Yandex.Money system.

2. Account in the Perfect Money system. https://perfectmoney.is/signup.html?ref=4198578

3. Starting capital in the amount of 2000 rubles.

4. Internet proficiency at the user level.

earn Yandex Money

On the exchange of electronic money

Detailed instructions:

1. If you do not yet have accounts in electronic payment systems, read the instructions on how to register with Yandex Money and Perfect Money and open accounts in these payment systems.

2. Top up your Yandex Money account with 2000 rubles. The easiest way to top up your account is at a payment terminal, but it is also possible in other ways.

3. After replenishment, we start earning Yandex Money. To do this, first you exchange Yandex.Money into USD Perfect Money. Select one of the exchangers:

Http://obmennik.com.ua/ru/?partner_id=17248

http://payeer.com/?partner=138489

http://m-obmen.com/ru/?partner_id=573

If the most profitable exchanger does not have enough PM reserve, we divide the amount into 2 parts and change the first part in one exchanger, and the second in another.

For 2000 rubles. Yandex, taking into account commissions, you will be credited with about 52.57 USD Perfect Money (average rate 36.90 rubles. POISON: 1 $ PM).

4. Then you exchange Perfect Money for Yandex.Money using one of the exchangers below.

⇒ Megaexchanger (how to exchange correctly),

⇒ BestObmen (how to exchange correctly).

If the most profitable exchanger does not have enough poison reserve, we divide the amount into 2 parts and change the first part in one exchanger, and the second in another.

For 52.57 USD Perfect Money you will receive 2259.46 rubles. Yandex.Money (average rate 1$ PM: 42,980 rubles. POISON).

As you can see, the net profit from one full exchange cycle (including all commissions) ranged from 254.94 to 257.88 rubles. ! You can repeat the operation (points 3 and 4) until one of the exchange offices runs out of money or the limit on the number of operations for one individual user per day, so it makes sense to exchange the maximum possible amounts, since after many small exchange operations you may the message “The limit of reception of your currency is exceeded” will be received. This is done in order to reduce the load on the server, this is done in many exchange offices. Hurry: reserves are constantly decreasing...

Read about how to withdraw your Yandex Money earned on the payment system website - money.yandex.ru.

GOOD LUCK and GREAT EARNINGS!

If you are seriously interested in earning Yandex Money, the following information will be useful to you.

How to register in payment systems:

⇒ registration in Yandex.Money,

⇒ registration at https://perfectmoney.is/signup.html?ref=4198578

How to top up your account in payment systems:

See Yandex.Money and Perfect Money in the sections:

⇒ top up your account in Yandex.Money,

⇒ top up your wallet in Perfect Money.